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Tuesday, January 16, 2018

Historical data from the Center for Disease Control shows that between 1950 and 2010, a period of just 60 years, life expectancy in the United States increased by approximately five years, 4.9 years for males and 4.3 years for females....

 

Tuesday, December 5, 2017

As was widely expected, the Centers for Medicare and Medicaid Services announced that the 2018 Medicare Part B premiums will increase for most Medicare enrollees from $109 per month to $134 per month, an increase of 23%. It will be the...

 

Wednesday, November 15, 2017

The Social Security administration recently announced that Social Security benefits for nearly 66 million Americans will increase by 2.0% in 2018, representing the largest increase in retirement benefits since 2012. The last several...

 

Tuesday, November 7, 2017

With markets sitting near all-time highs, many people are nervous about investing new money in the markets these days. It has been a number of years since we had had a significant pull back. The pull backs that we did have more...

 

Monday, October 23, 2017

Previously, we have twice discussed some unique facts about the Millennial Generation, who were born between 1980 and year 2000. We have talked about the fact that that they represent the largest generation in history, beating out the...

 

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Thursday, October 19, 2017

In early July, the Social Security Board of Trustees released its annual report on the long-term financial status of the Social Security Trust Funds. The trust funds are projected to become depleted in 2034, the same as they were...

 

Tuesday, September 26, 2017

We have not heard much about inflation recently, as it has been very subdued over the last 15 to 20 years. However, a recent study sponsored by Allianz Life of 1,213 US adults in July of 2017 noted that inflation is still a top concern...

 

Thursday, September 14, 2017

One of the questions I get on a very regular basis from clients is "How much money do I need to be able to retire successfully?". This is a very individualized and personal question, as it is significantly correlated to how much money...

 

Wednesday, September 6, 2017

In a previous blog, we explained the size and impact of the Millennial generation, the children and/or grandchildren of most of our clients. Many people have been impacted by the Baby Boomer generation over the last 50 years, since...

 

Tuesday, August 29, 2017

In 1997, I was one of three founding partners of a new financial planning and investment advisory firm. When we formed Millennial Group, the name was born out of all the discussion, excitement, and anticipation about the turn of the...

 

Wednesday, August 23, 2017

In 1994, I was meeting with a couple, and the husband had recently been offered an early retirement buy out from a local company here in Akron. At 57 years old, he had less than 30 days to decide if he was going to retire and take the...

 

Monday, August 7, 2017

For many years, there have been two different standards of care and conduct within the financial planning and investment world. There has been a less stringent "suitability" standard that applies to registered representatives, such as...

 

Tuesday, August 1, 2017

A unique trend is starting to impact people who are retiring in the United States. Retirees who are worried about running out of money are starting to consider retiring abroad. Some overseas locations will allow retirees to live a...

 

Tuesday, August 1, 2017

Planning for retirement is a relatively recent phenomenon that only began in the 20th century. Prior to this, most people's life expectancies were short enough that they typically worked until they passed away. The idea of accumulating...

 

Monday, July 10, 2017

June 20th was a special day for Impel Wealth Management. After months of work rehabilitating a 100+ year old building on the corner of Broad Boulevard and 4th Street in Cuyahoga Falls, we were able to celebrate a ribbon cutting...